New York City vs Jersey City: Cost of Living

Last updated 2026-06-15 · MovePlan Editorial Team

Jersey City is about 21% cheaper overall. Here is how New York City and Jersey City compare on rent, groceries, utilities, transportation, and healthcare.

• New York City cost-of-living index: 187 vs 100
• Jersey City cost-of-living index: 148 vs 100
• New York City median 2BR rent: $4,700/mo
• Jersey City median 2BR rent: $3,500/mo

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