Last updated 2026-07-10 ยท MovePlan Editorial Team
Above the national average, with housing doing most of the work.
Cost of living index (US avg = 100): 144
Median 2BR rent: $3,700/mo
Housing: 218 vs 100
Groceries: 104 vs 100
Utilities: 105 vs 100
Transportation: 104 vs 100
Healthcare: 102 vs 100
Cambridge offers four real seasons with cold winters and warm summers and a higher-cost place to land in Massachusetts. Housing is the line item that moves your budget most, anchored here to a real median 2BR rent of about $3,700/mo.