Last updated 2026-07-10 ยท MovePlan Editorial Team
Above the national average, with housing doing most of the work.
Cost of living index (US avg = 100): 132
Median 2BR rent: $2,700/mo
Housing: 169 vs 100
Groceries: 112 vs 100
Utilities: 96 vs 100
Transportation: 118 vs 100
Healthcare: 103 vs 100
Hayward offers a temperate Pacific climate and a higher-cost place to land in California. Housing is the line item that moves your budget most, anchored here to a real median 2BR rent of about $2,700/mo.