Last updated 2026-06-15 ยท MovePlan Editorial Team
Well below the national average, an affordable West Texas college town with no state income tax.
Cost of living index (US avg = 100): 87
Median 2BR rent: $1,100/mo
Housing: 76 vs 100
Groceries: 93 vs 100
Utilities: 102 vs 100
Transportation: 94 vs 100
Healthcare: 93 vs 100
Lubbock pairs Texas Tech energy, cheap housing, and no state income tax on the South Plains. Affordable rent is the headline, with summer cooling the main variable.