Last updated 2026-06-15 ยท MovePlan Editorial Team
Slightly above the national average, an affordable Central Valley alternative to the Bay Area.
Cost of living index (US avg = 100): 106
Median 2BR rent: $1,700/mo
Housing: 108 vs 100
Groceries: 105 vs 100
Utilities: 104 vs 100
Transportation: 110 vs 100
Healthcare: 100 vs 100
Modesto offers Central Valley sun, agricultural roots, and rent far below the Bay Area within driving distance of it. Costs sit a touch above the national average but well under coastal California.