Last updated 2026-06-12 ยท MovePlan Editorial Team
Expensive, with near-perfect weather you pay for through high housing costs.
Cost of living index (US avg = 100): 142
Median 2BR rent: $3,100/mo
Housing: 168 vs 100
Groceries: 108 vs 100
Utilities: 96 vs 100
Transportation: 115 vs 100
Healthcare: 104 vs 100
San Diego trades premium prices for beaches, mild weather, and a relaxed coastal lifestyle. Housing is the dominant cost, while gentle temperatures keep utility bills in check.