Cost of Living in Santa Fe, NM

Last updated 2026-06-12 · MovePlan Editorial Team

Above the national average, an arts-rich high-desert city with a housing premium.

• Cost of living index (US avg = 100): 110
• Median 2BR rent: $1,900/mo
• Housing: 126 vs 100
• Groceries: 102 vs 100
• Utilities: 98 vs 100
• Transportation: 99 vs 100
• Healthcare: 100 vs 100

Santa Fe offers adobe charm, a celebrated arts scene, and high-desert beauty. That appeal comes with above-average housing costs for a small city.

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